Check If Your Insurance Covers Treatment
Most major health insurance plans cover addiction treatment. Complete this short form and our team will verify your benefits — usually within 24 hours.
Insurance Verification Form
Fill in the details below. All fields are required.
What Does Insurance Typically Cover?
Most plans cover some or all of the following treatment services under the Affordable Care Act.
Medical Detoxification
Medically supervised withdrawal management in a safe clinical setting.
Inpatient / Residential
24-hour care at a licensed treatment facility, typically 30–90 days.
Outpatient Treatment
Individual and group therapy sessions while living at home.
Medication-Assisted Treatment
FDA-approved medications (buprenorphine, naltrexone, methadone) combined with counseling.
Behavioral Therapy
Evidence-based approaches including CBT, DBT, and motivational interviewing.
Aftercare & Support
Continuing care plans, sober living support, and relapse prevention.
Insurance Terms You Should Know
Deductible
The amount you pay for healthcare services before your insurance begins to pay. Most plans have annual deductibles ranging from $500 to $5,000.
Copay / Co-insurance
The share of costs you pay after meeting your deductible. This might be a flat fee ($30 per visit) or a percentage (20% of the bill).
In-Network vs. Out-of-Network
In-network providers have agreements with your insurance, resulting in lower costs. Out-of-network care is covered at a reduced rate or may not be covered.
Prior Authorization
Some plans require pre-approval before starting treatment. Our team handles this process for you.
Out-of-Pocket Maximum
The most you'll pay in a year. After reaching this limit, your insurance covers 100% of in-network costs.
Mental Health Parity
Federal law requires insurance companies to cover substance use treatment at the same level as medical/surgical care.
Prefer to Call?
Our admissions team can verify your insurance over the phone in minutes.
Call 1-800-662-4357 Free • Confidential • 24/7